Product Information
Other Plans SBI Life - Smart Scholar
We understand your needs and provide you with a flexible and all-encompassing solution: SBI Life - Smart Scholar, a non participating Unit Linked Insurance Plan. Secure your child’s future by gaining from the financial markets. Our specially crafted Smart Scholar Plan is as accommodating as you are to your child.


  • Secure your child’s future by gaining from the financial markets and much more.
  • Dual protection for your family, in case you are not around
  • Payment of base Sum Assured
  • Inbuilt Premium Pay or Waiver benefit to ensure continuance of your policy
  • In addition, Accident Benefit which includes Accidental Death benefit and Accidental Total and Permanent Disability (Accidental TPD) benefit, is an integral part of the plan
  • Depending upon the term of the policy, Loyalty Additions would be paid periodically, for in-force policies.
  • Enhanced investment opportunity through 7 varied fund options
  • Twin benefits of market linked return & insurance benefit
  • Liquidity through partial withdrawal(s)
Age at Entry Child: Min: 0 years Max: 17 years
Proposer: Min: 18 years Max: 57 years
Max. Age* at Maturity 65 years
Policy Term Min: 8 years
Max: 25 years less child’s age at entry
Premium Payment Single Premium (SP)
Terms (PPT) 5 to 25 years (subject to the limits of policy term)