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Product Information
Saving And Investment Plans Gold Income Plan
Synopsis:
A limited pay income plan that meets tomorrow's requirements along with protecting your loved ones and dreams as it ensures you of guaranteed returns* for the money invested. This plan not only offers Guaranteed Lump Sum benefit on Maturity but also gives Guaranteed Income^ during the income term that increases every year.

Features:

  • Pay for 5/12 years for policy term of 12/15 years
  • Choose your Guaranteed Income* for 10 or 15 years
  • Get Guaranteed Maturity Benefit* at the end of policy term
  • Receive Guaranteed Income starting @ 12% of the Basic Sum Assured
  • Enjoy increasing income with Income Boosters# of 5% to 10% on Guaranteed Income^
  • Get higher Guaranteed Income with higher annual premium payment
  • Enhance your protection with optional Riders
  • Receive tax benefits u/s 80C and 10(10D), as per the applicable Income Tax laws
Eligibility:

Plan parameters

Minimum

Maximum

Age at entry

5 pay:6

12 pay:3

5 pay: 65

12 pay:55

Age at maturity

18

5 pay:77

12 pay:70

Policy Term (PT)/Premium Payment Term (PPT)(years)

Policy Term

Premium Payment Term

12

5

15

12

Basic Sum Assured

“Basic Sum Assured” shall be equal to the Annualised Premium x Basic Sum Assured Multiple