Saving And Investment Plans
SBI Life - Flexi Smart Plus
SBI Life - Flexi Smart Plus is Individual, Participating, Variable Insurance Product, which helps you in fulfilling your dreams. It also gives you flexibility to adapt to your ever-changing needs, while assuring guaranteed benefits to take care of your savings.
- Guaranteed Minimum Bonus Interest rate(Conditions apply*)
A minimum bonus interest rate of 1.00% p.a. is guaranteed for the whole term.
- Interim bonus interest rate#
An Interim bonus interest rate will be declared at the beginning of each financial year which will apply to the policies exiting during the financial year.
- Regular Bonus Interest rate
Regular Bonus interest rate will be declared at the end of every financial year.
- Terminal Bonus Interest rate Terminal bonus interest rate may be credited to your policy account at the time of exit on account of maturity, death or surrender.
- Two Protection option available: Gold Option and Platinum Option
- Partial withdrawals are allowed from the 6th policy year to cater to your liquidity needs.
- Flexibility to increase or decrease your chosen Sum assured
- Flexibility to increase your chosen policy term
|Age^ at Entry
||Min: 18 years
Max: 60 years
|Age^ at Maturity
||Min: 23 years
Max: 65 years
|Sum Assured Basic
||Sum Assured = Annualised Basic Premium × SAMF
||Min: 5 years
Max: 30 years
|Premium Paying Term
||Same as policy term
||Yearly / Half-yearly / Quarterly / Monthly