Product Information
Saving And Investment Plans SBI Life - Saral Swadhan+
SBI Life - Saral Swadhan+ is an Individual, non-linked, non-participating, term assurance product with return of premium. This product gives you a fixed life cover throughout the policy term along with a guaranteed maturity benefit, provided atleast 3 annual premiums have been paid.


  • Protection at affordable cost.
  • Value for money.
  • Easy enrollment through simplified proposal form.
Age at Entry Min: 18 years
Max: 55 years
Age^ at Maturity Min: 28 years
Max: 70 years
Policy Term 10 years / 15 years
Sum Assured Min: Rs. 30,000
Max: Rs. 4,75,000
Premium Min: Rs. 1,500
Max: Rs. 5,000
Premium Payment term 10 years (Fixed for both the Policy terms)
Premium Frequency Yearly