Product Information
Saving And Investment Plans SBI Life - Smart Guaranteed Savings Plan
SBI Life - Smart Guaranteed Savings Plan, a Traditional Non-participating Individual Savings Plan that provides your savings a boost with Guaranteed Additions.


  • Get Guaranteed Additions (GAs)#, at the end of each policy year, depending upon the installment premium amount chosen
  • Guaranteed Additions# are added at the simple rate of 5.5% or 6% and will apply to the cumulative basic^ premiums paid.
  • Pay premiums only for a limited period of 7 years and enjoy the benefits throughout the policy term of 15 years.
  • Get Life Insurance coverage, based on the premium chosen.
Age at Entry* Min: 18 years
Max: 50 years
Maximum Age at Maturity* 65 years
Policy Term 15 Years
Premium Payment Term 7 Years
Premium Frequency Yearly
Premium Amount (X 1000) Min : Rs 15,000
Max (Per life limit) : Rs 75,000