Saving And Investment Plans
SBI Life - Smart Humsafar
SBI Life - Smart Humsafar is a Joint Life non-linked participating endowment plan. It provides you with multiple benefits of savings and insurance cover for both husband and wife, making it a perfect gift for you and your loved ones.
- A Joint life insurance cum savings plan wherein you can take insurance cover for yourself and your spouse under a single policy.
- Guaranteed (Conditions apply#) minimum bonus for first 3 years @ 2.50% of the Basic Sum Assured.
- Provides financial protection in the event of death of either or both the lives assured. Pays a maturity amount on survival of one or both the lives assured at the end of the policy term.
- Benefits also include premium waiver in case of death of any one of the lives assured for in force policies.
- Additional rider benefit at an affordable cost
- Tax benefits as per prevailing norms under the Income Tax Act, 1961.
|Age at Entry
||Min.: 18 years
Max.: 46 years
|Maximum Age at Maturity
|Maximum Age Difference between the lives assured
||Min: Rs. 100,000
Max: Rs. 5,00,00,000
||Min: 10 years
Max: 30 years
||Yearly / Half-yearly / Quarterly / Monthly
|Premium Paying Term
||Same as policy term