Health Insurance
Health Companion Family First
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A unique Plan which is designed by keeping in mind the health insurance needs of an Indian joint family. This Top Up plan


  • Option to choose from a wide range of Cover from 1 lacs to 20 lacs.
  • No Capping on Room rent.
  • Covers as many as 19 Relationships of the same Family.
  • Avail cashless facility in across 3500 quality hospitals.
  • Tax saving U/S 80D of the Income Tax act.
  • No limit on Day Care procedures.
  • Get added benefit of in- patient Treatment under Ayurveda, Unani, Siddha & Homeopathy.
Title Description
Room Rent Limit Covered, no limit
ICU Daily Rent Limit Covered
Pre-Hospitalization Expenses Covered
Post Hospitalization Expenses Covered
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage Covered upto sum insured
Automatic Restoration of Sum Insured Upto base sum insured
Pre-Existing Disease / Illness coverage 48 months for SI upto 4 lacs,36 months for SI from 5 lacs to 1250000,24 months for SI above 15 lacs
Waiting Period for New Policy 30 days
Free Health Checkup Once in 2 yrs for SI upto 4 lacs,Annually for SI above 5 lacs
Ambulance Expenses upto 3000
Non-Allopathic Treatments Yes
Daily Hospitalization Allowance upto 4000 per day
Donor Expenses Covered
Nursing Allowance Covered
No Claim Bonus 20% of base SI, max 100%