back
Heartbeat Family First
Quick Links :
Synopsis:
Family First, a first of its kind Plan which has been designed keeping in mind the health insurance needs of the Indian joint family. Covers for future medical expenses with comprehensive cover options.

Highlight:

  • All Day care Procrdures are Covered upto sum insured.
  • Annual Health check ups at the time of Renewal.
  • Tax saving U/S 80D of the Income tax Act.
  • Direct Claim settlement, No third party involved.
  • Cover medical expenses for every member of your family, irrespective of age, from newborns to senior citizens.
  • Earn Points under Health relationship loyalty program.
Benefit:
Title Description
Nursing Allowance Covered up to Sum Insured
No Claim Bonus 10% of SI, Max 100%
Room Rent Limit Silver Plan: 3,000 per day or Shared Room Gold & Platinum: Covered up to Sum Insured
ICU Daily Rent Limit Silver Plan: ` 3,000 per day or Shared Room Gold Plan : Covered up to Sum Insured (except for Suite or above room category) for Suite or above room category) Platinum Plan: Covered up to Sum Insured
Pre-Hospitalization Expenses 60 days
Post Hospitalization Expenses 90 days
Minimum Hospitalization Period 24 hours
Day Care Procedure Coverage Covered up to Sum Insured
Pre-Existing Disease / Illness coverage Gold & Platinum plan: until 24 months of continuous coverage from first policy start date. Silver plan: until 48 months of continuous coverage from first policy start date.
Waiting Period for New Policy 30 days
Co-Payment Options of 10% and 20% co-payment
Free Health Checkup If policy is renewed without a break
Ambulance Expenses Networked hospital covered upto Sum Insured. Non networked hospital covered up to 2000 per event.
Non-Allopathic Treatments Covered
New Born Baby Cover Covered up to Sum Insured
Donor Expenses Covered up to Sum Insured