Health Insurance
Health Gain Floater
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Star Health Gain Insurance Policy is a perfect balance between Insurance and Tax benefits. It offers both outpatient and inpatient hospitalization expenses cover with maximum tax benefits.


  • Cover for both in-patient and out-patient treatments.
  • Fixed premium across all Sum Insured ranges and age groups.
  • Unutilized Outpatient benefit can be carried forward to next year upon renewal.
  • No Third Party Administrator, direct in-house claim settlement.
  • Network of more than 7800 hospitals across India.
  • Life long policy renewal is available.
  • Tax rebate available as per provision of Income Tax Rules under section 80-D.
  • Facility for maintaining personal health records in electronic format.
Title Description
Room Rent Limit 1% to2% of SI, max.upto Rs.1000/3000/4000
ICU Daily Rent Limit 1% to2% of SI, max.upto Rs.1000/3000/4000
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses Lumpsum upto the limit specified.
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage Specific day-care procedures covered.
Pre-Existing Disease / Illness coverage After 48 months
Waiting Period for New Policy 30 Days
Medical Screening Above 50 Yrs
Ambulance Expenses Rs.750, max.upto Rs.1500
No Claim Discount 10% on claim free year